How Real-Time Funding Benefits Trustees & Sponsors 

Tired of making pension decisions based on data that’s six months old?

If that sounds familiar, you’re not alone, we were too. That’s why we’ve taken a different approach.

Too often, pension scheme governance is hampered by lagging valuations, fragmented advice, and decisions made in the dark. Trustees are left guessing. Sponsors worry about costs without visibility. And the scheme? It risks drifting further from its long-term objectives.

Dalriada.Together is changing that

At the heart of our model is Mantle, a real-time actuarial and administration integrated platform designed to provide us with timely and meaningful information that we can share with sponsors and our other advisors. This is the foundation of our real-time pension funding approach, empowering all stakeholders with current insights and enhanced control. 

The Problem with traditional funding cycles 

Many pension schemes still rely on annual or even triennial funding updates. While these periodic reviews serve a purpose, they no longer match the pace or complexity of modern pension scheme management. 

• Data is outdated by the time it reaches your desk. 
• Strategic decisions become reactive rather than proactive. 
• Stakeholders may interpret the same figures differently, sowing confusion instead of collaboration. 

This disconnect often results in friction – and rising costs that feel increasingly difficult to justify. 

What Dalriada.Together does differently 

As part of the Dalriada.Together service, we have live access to your scheme’s funding position through updated liabilities, assets and market movements which we share with sponsors and our advisers. We no longer have to wait for a report to understand where your scheme stands. 

For Trustees: Clarity that builds confidence 

In our role as Trustee working under Dalriada.Together we gain more than just visibility – we gain control. 

• Understand the funding position at a glance. 
• Avoid year-end surprises or late-stage fire drills. 
• Make informed governance decisions without being overly reliant on third-party interpretations. 
• Build a more collaborative relationship with scheme sponsors based on shared facts. 

For Sponsors: A clear line of sight 

As a sponsor, you’re rightly focused on value – how your contributions translate into outcomes. With our model, you gain: 

• Transparent insight into your funding strategy. 
• Confidence that decisions are based on real-time data, not dated reports. 
• Improved alignment with trustees, reducing conflict and increasing efficiency. 
• The ability to plan budgets with confidence and speed. 

This is the practical value of real-time pension funding, it transforms guesswork into strategy and builds trust through shared understanding.

It’s all part of Dalriada.Together 

Mantle is built into everything we do at Dalriada.Together, seamlessly embedded in our model, not added on afterwards.

But it’s the skills and experience of our team that truly make the difference. Technology alone can’t replace the insight, judgement and collaboration our people bring to every decision.

From administration and actuarial insight to governance, our integrated model brings together smart tools and expert teams. This combination enables joined-up decisions powered by consistent, real-time data and guided by people who know how to use it.

With one team working on one platform, we stay focused on a shared goal: delivering the best possible outcomes for your members. It’s a clear move away from siloed thinking and fragmented advice and towards real partnership, transparency and proactive decision-making.

Ready to see what’s possible? 

You can’t make the best decisions with yesterday’s data. With Dalriada.Together and Mantle, we can all act with clarity, speed and confidence.