Defined contribution schemes

Our trustee service can make sure your defined contribution scheme is compliant and held to the best governance standards.
Home Services Defined contribution schemes

  • In defined contribution schemes a member’s benefits are determined by the value of the pension fund at retirement. While a defined contribution scheme has less risks and fewer uncertainties for the sponsoring employer it brings a range of different challenges to trustees.  Member choices directly impact outcomes and for trustees ensuring that member communications are there are a number of governance and compliance challenges, and the issue of ensuring members make the right choices to achieve positive outcomes.

    The advantages of having a professional trustee on your board include

    • Having an industry expert who can drive forward value for money and better member outcomes.
    • Ensuring that the investment choices, including default funds, are suitable and appropriate for the scheme membership as a whole and are understood.
    • Ensuring communications materials are in Plain English to improve member education and maximise member engagement, which in turn will lead to better member outcomes.
    • Keeping up to date with changing legislation and regulation and how it impacts your scheme.
    • Making sure your governance policies and procedures are up to date.
    • Ensuring your scheme complies with the Pension Regulator’s Code of Practice for DC Schemes.

    If you’re interested in our defined contribution schemes services, please get in touch using the contact form or speak directly to one of our team who will be able to help.

    Rosy Anand

    Head of DC Trusteeship

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    Please complete this form and a member of our team will contact you shortly.


    Trustee types

    We can deliver our services in a number of different ways

    • Non-Executive Trustee

      • Attend and participate in trustee meetings.
      • Work collaboratively with existing trustees and sponsoring employers.
      • Provide unique innovative approaches to the challenges schemes face.
      • Monitor the scheme's investment strategy and performance.
      • Provide strategic direction.
      Find out more

    • Sole trustee

      • Experienced team working behind each sole trustee.
      • Single point of contact.
      • Work closely with the scheme’s service providers and advisors.
      • Reduces need for sponsoring employer monitoring.
      • Invite employer and stakeholders to attend formal trustee meetings.
      Find out more

    • Chair of trustees

      • Provide input and prepare agenda for trustee meetings.
      • Attend and chair trustee meetings.
      • Review and approve the minutes of the meeting.
      • Monitor actions arising and feed back on progress.
      • Also a strong, experienced and knowledgeable independent trustee.
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    • Executive trustee

      • Maintains high quality professional services.
      • Strategic direction and full control.
      • Single point of contact.
      • Saves scheme time and money.
      • Access to our ground breaking technology, Mantle®.
      • Live administration and actuarial data.
      Find out more